Dear Clients and Friends,
Happy New Year! To some this is a time of getting your house in order, taking down decorations, setting goals and making resolutions to better oneself. We see that it is a good time to reflect how your financial picture inter-relates with these goals. There are many changes that occur in the new year; contribution limits for retirement plans, tax brackets, RMD amounts, QCD charity planning for those of you over age 70.5, and etc.. Please call us or set up an appointment; we would love to discuss how you can enhance your financial picture.
A conversation centered around planning helps create clarity and optimism and also helps you trust the market. As most of you know already, we are long-term investors. During the last market correction, clients that were unnerved found comfort in reviewing their plan. Don’t panic, plan. We take pride in investing your money and watching it grow over time. We have planning tools and experience to navigate the uncertainties of life and the market.
Some of the most common questions we receive: When can I retire? Do I have enough money? What happens to the plan when the market goes down? Call us, we can help walk you through these scenarios.
There are 3 major ingredients to making a successful plan; Patience, Investing in good long-term investments, withdrawing at a reasonable rate (many of you might know that I relate that to following a speed limit). We have seen that the most successful investors follow these principles. Please call us, we are here to help.
Most of you know that Louise comes in rarely. She has had health problems and “it’s time!” she says. “I never expected to be in the office this many years but I loved the work and connecting with great people. Best of all was seeing them accumulate and have more useful money than they ever thought possible.”
For a feature on Louise and Googins Advisors, look for us in the February issue of Middleton City Lifestyle.
Sincerely,
Louise Googins, President
Richard Martin, Investment Advisor
Michael Googins, Administrator
Kim Rankin, Accountant
Lynne Goldsmith, Investment Advisor
Dayton Hoffmann, Investment Advisor
Cole Toennies, University of Wisconsin Intern