Compound interest is like magic except compound interest is real. Just met with a client whose accounts have paid out more than 4 times the amount that was invested. In addition, the client has accounts worth about one and a half amount invested. If the client continues to live and spend with the discipline employed, the good returns will continue. You do not have to be a large investor to make money; all people can calculate what they need to live comfortably and then learn to invest to make it happen.