If you view money as a helpful, usable tool, you will want to pass your assets – money, stocks, real estate, gold, silver, cryptocurrency, other – to your children or significant others. Some people say they do not want to pass anything to their children or others. We find that hard to believe, especially if others have been dependent on them. We have met the children of many clients and heard the children say, “My parents should spend whatever they have accumulated.” That is a fine attitude from the children but they will be very happy to receive an inheritance.